mortgage advice 

Whether you're a first-time buyer stepping onto the property ladder, a property landlord expanding your portfolio, a homeowner looking to remortgage, or a home mover seeking seamless transition, we've got you covered. With access to over 12,000 products from 90 different lenders, we pride ourselves on offering unbiased advice that puts your needs first. Our goal is simple: to provide you with the most suitable mortgage solution tailored to your individual circumstances and goals.  We believe in transparency, integrity, and client satisfaction above all else. 


Protection Advice

Life is unpredictable, but with our free protection advice, you can secure your financial future against uncertainties. We offer bespoke recommendations on life insurance, critical illness cover, and income protection, all tailored to your specific lifestyle and needs, ensuring you and your loved ones are protected.

  • Bespoke recommendations
  • Comprehensive cover
  • Personal approach

First-Time Buyer Guidance

Stepping into the property market as a first-time buyer can be exciting but daunting. We simplify the process, offering tailored jargon-free advice, guiding you through available schemes, and helping secure the most suitable mortgage deal to your specific needs. Our friendly, down-to-earth approach makes your first home purchase an exciting and smooth journey.


SPECIALIST SERVICES

We collaborate closely with a select group of recommended and expert business partners who excel in these areas.

We are committed to providing comprehensive financial solutions tailored to our clients' needs. For specialist services such as bridging loans, commercial mortgages, and equity release, we understand the importance of expertise and personalised guidance. That's why, with our clients' agreement, we collaborate closely with a select group of recommended and expert business partners who excel in these areas. Through this strategic partnership, we ensure that our clients receive the highest level of specialised assistance and support, allowing them to navigate complex financial transactions with confidence and peace of mind. At Roff Financial, your financial goals are our priority, and we're here to connect you with the right professionals to help you achieve them.


"Having had mortgage advice and support from Luke for several years, we knew that we would be in safe hands with ROFF FINANCIAL. Luke has always been professional and attentive to our needs, making the process of mortgaging and remortgaging stress free. Luke has always gone the extra mile (or two, or three) to ensure that we knew what was happening every step of the way, explaining mortgages and the market in a way that is easy to understand, even for somebody who has little to no experience of the industry. Thank you Luke, we can’t recommend YOU enough!"

Tom Howchin


Your best interests are our top priority, so we need you to know...

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.