Roff Financial's Mortgage Services

We understand that finding the right mortgage can be a daunting task, but with our expertise and personalised approach we make the journey smooth and stress-free.

Whether you're remortgaging, moving home, purchasing your first property, venturing into buy-to-let investments, or exploring shared ownership options, we've got you covered. We are here to listen to your needs, understand your financial goals, and tailor a solution that suits you perfectly.

Here's how we can assist you:

  • Remortgaging: Is it time to switch to a better deal or release equity? Let us guide you through the process, ensuring you get the most out of your property. We recommend starting this process 6 months before your current product is due to end. 

  • Moving Home: Planning a move? We will help you secure a mortgage that aligns with your new home and financial circumstances, making your transition seamless.

  • First Time Buyers: Excited about purchasing your first home? We'll demystify the mortgage market, offering clear advice and support every step of the way, so you can confidently take that important first step onto the property ladder.

  • Buy to Let: Looking to invest in property? We provide specialist advice on buy-to-let mortgages, helping you maximise your returns and build a successful property portfolio.

  • Shared Ownership: Interested in shared ownership schemes? We'll explain the ins and outs of this option, ensuring you understand the implications and find the right mortgage for your shared ownership property.

Easy-to-use calculators 

Take the guesswork out of mortgage planning with our easy-to-use calculators. Whether you're figuring out how much you can borrow, estimating monthly repayments, or calculating potential Stamp Duty, our tools are designed to give you clear, quick insights. By entering a few key details, you'll receive instant estimates that bring you one step closer to owning your dream home. Start planning smarter today, explore our calculators below and take control of your home-buying journey. Please note, these estimates may vary based on your lender and personal circumstances.

Let Us Help You Navigate the Mortgage Process

Get in touch with our team today to start your journey towards finding the perfect mortgage solution.

"Always use Luke to set up our mortgages. Luke goes above and beyond to find you the best deals he can, and explains everything clearly, he’s very positive always there at the end of the line to answer your questions, he is patient and very good at his job. Very experienced, I totally recommend him and will be using him in the future if I ever move home again".

Rob Lester

your best interests are our top priority so we need you to know... 

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.