Income Protection

We understand the importance of protecting your income in the event of unforeseen circumstances. Our income protection services are designed to provide you with financial security, ensuring that you and your loved ones are taken care of, no matter what life throws your way.

With our bespoke protection advice, we can help you find the right income protection plan that suits your individual needs and circumstances. Whether you're self-employed or a salaried employee, we have the expertise to guide you towards the most suitable income protection solutions.

Our team, led by Luke Roff with over 13 years of experience in the industry, is dedicated to prioritising your peace of mind. We believe in building lasting relationships with our clients, offering a friendly, down-to-earth approach that you can rely on.

The benefits of income protection

  1. Financial Security During Illness or Injury: Income protection provides a crucial safety net by replacing a portion of your income if you're unable to work due to illness or injury. This ensures that you can continue to meet your financial obligations, such as mortgage payments, bills, and daily expenses, even when you're unable to earn an income.

  2. Peace of Mind for You and Your Loved Ones: Knowing that you have a reliable source of income in the event of illness or injury brings invaluable peace of mind. You can focus on your recovery without the added stress of financial uncertainty, while your loved ones can feel reassured that their financial needs are taken care of.

  3. Maintaining Your Standard of Living: Income protection helps you maintain your standard of living during difficult times. Rather than relying on savings or government benefits, which may not fully cover your expenses, income protection ensures that you can continue to afford the lifestyle you're accustomed to, preserving your quality of life.

  4. Flexibility and Customisation: Income protection policies are flexible and can be tailored to suit your individual needs and circumstances. You can choose the waiting period before benefits are paid, the length of time benefits are paid out, and the level of coverage you require. This customisation ensures that your policy aligns perfectly with your financial situation and lifestyle.

  5. Protection Against Unforeseen Events: None of us can predict when illness or injury will strike. Income protection provides essential coverage against unforeseen events that can disrupt your ability to work and earn an income. By safeguarding your financial stability, income protection allows you to face life's uncertainties with confidence and resilience.

Secure Your Financial Future with Roff Financial

Take the first step towards securing your income and protecting your loved ones.

 

For insurance business, we offer products from a choice of insurers.