At Roff Financial, we do more than just find you a mortgage – we build lasting relationships based on trust, expertise, and personal service.

1. You’re More Than Just a Number

Many mortgage brokers focus on transactions, but for us, it’s all about you. We take the time to understand your needs, goals, and concerns, ensuring you receive tailored advice that truly works for your situation. Our clients aren’t just customers – they’re valued individuals, and many return to us time and time again for their mortgage and protection needs.

2. Over 14 Years of Experience

With over 14 years in the mortgage and protection industry, Luke Roff brings a wealth of knowledge and insight. Whether you're a first-time buyer, home mover, remortgaging, or a buy-to-let investor, Luke has the experience to navigate even the most complex cases. His expertise means he can find solutions where others might not, giving you the best chance of securing the right mortgage.

3. Strong Relationships with Estate Agents and Solicitors

A smooth mortgage process isn’t just about rates – it’s about communication and connections. Luke has built excellent relationships with estate agents, solicitors, and lenders, ensuring a seamless experience from application to completion. We handle the paperwork, chase up progress, and keep you updated every step of the way.

4. Honest, Friendly Advice

We believe in straightforward, jargon-free advice. Our goal is to make the mortgage process as stress-free as possible, offering honest, friendly guidance without the hard sell. We’re here to support you, not pressure you.

5. A Local, Personal Approach

Based near Yeovil, Somerset, we’re proud to serve clients across the South West and the UK.  We have access to over 12,000 mortgage products from 90+ lenders, ensuring you get the most suitable deal.

At Roff Financial, we’re more than just mortgage brokers – we’re your trusted partners in achieving your financial goals. Get in touch today and experience mortgage advice that’s honest, reliable, and truly personal.

With over 14 years of experience, Luke Roff has helped countless first-time buyers across Somerset and the South West take their first step onto the property ladder. We understand that navigating the world of mortgages can be daunting, but we’re here to guide you through it with honest, friendly advice – no jargon, no pressure, just clear, expert support.

Access to 12,000+ Mortgage Deals

We have access to over 12,000 mortgage products from 90+ lenders, meaning we can find a deal that suits your budget and circumstances. Whether you have a small deposit, a complex income, or are unsure where to start, we’ll search the market for the most suitable mortgage for you.

Support Every Step of the Way

From getting a Decision in Principle to completing the full application, we handle the paperwork, liaise with lenders, and keep everything on track. Luke also has strong relationships with estate agents and solicitors, helping to ensure a smoother home-buying process.

Helping You Understand Your Options

We’ll explain everything you need to know, including:
✅ How much you can borrow
✅ Government schemes 
✅ Deposit requirements and gifted deposits
✅ Protection to safeguard your future
✅ What happens next, from offer to completion

A Personal, Friendly Approach

At Roff Financial, we know buying your first home is a big deal – and we want to make it as exciting and straightforward as possible. We take the time to listen, answer your questions, and provide advice that’s truly tailored to you.

We understand that protecting your loved ones and assets is just as important as securing a mortgage. That’s why we offer comprehensive protection advice services tailored to your unique needs.

Expert Guidance on Protection Options

With over 14 years of experience, Luke Roff is dedicated to providing honest, friendly advice on a range of protection products. We take the time to understand your situation and help you choose the right coverage to ensure peace of mind for you and your family.

Life Insurance

Life insurance is essential for safeguarding your family’s financial future in the event of your passing. We help you explore various options, including term life insurance and whole-of-life policies, ensuring you find a solution that fits your budget and provides adequate coverage.

Critical Illness Cover

Critical illness cover provides a safety net if you’re diagnosed with a serious condition. We’ll guide you through the different policies available, helping you choose a plan that offers protection for you and your loved ones during challenging times.

Income Protection Insurance

In the event of an accident or illness that prevents you from working, income protection insurance can provide crucial financial support. We help you understand how this coverage works and find a policy that meets your needs, ensuring you can maintain your lifestyle even if you’re unable to work.

Tailored Protection Solutions

We know that one size doesn’t fit all. We take a personalised approach to protection advice, ensuring that the solutions we recommend align with your specific circumstances and financial goals.

Ongoing Support and Reviews

Our commitment to you doesn’t end once your protection policies are in place. We offer ongoing support, including regular reviews of your coverage to ensure it continues to meet your changing needs as life evolves.

If you’re looking for trusted protection advice from a broker who truly cares about your well-being, get in touch with Roff Financial today. We’re here to help you secure a safer future for you and your loved ones!